Payoff is one of the unique loan options available that lets you borrow money for debt relief purposes. Whether you've accumulated tons of credit card debt and want to combine it into one monthly payment or even if you're searching for a way to pay off your bills that are late and building up interest, Payoff is one of the best debt relief lending options available online. This debt consolidation option is available for loans up to $35,000 and loan terms can last as long as 5 year.