Payoff Review

7.7 Total Score
Payoff Review

Payoff is one of the unique loan options available that lets you borrow money for debt relief purposes. Whether you've accumulated tons of credit card debt and want to combine it into one monthly payment or even if you're searching for a way to pay off your bills that are late and building up interest, Payoff is one of the best debt relief lending options available online. This debt consolidation option is available for loans up to $35,000 and loan terms can last as long as 5 year.

Fees & Rates
7.6
Approval & Funding Time
7.8
Support Staff
8.3
Requirements & Ease of Approval
7.2
PROS
  • Low APR fees
  • Loans up to $35,000
  • Increase FICO score by 40+ points
  • One simple monthly payment
CONS
  • Minimum annual income of $25,000
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Joshua graduated from Arizona State University with a degree in Economics and has been a credit analyst ever since. He works alongside our team by providing his expert outlook on various online lenders and credit providers.

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