OppLoans Review

8.7 Total Score
OppLoans Review

OppLoans is one of the best lenders when it comes to short term loans on the internet. Rather than being labelled a payday loan lender, they provide you with personal loans and installment loans that have lower APR rates. As a direct lender, you won't have to deal with third-parties and the approval process is nearly instant. Get up to $4,000 by direct deposit in your checking account in 1 to 2 days. Furthermore, OppLoans does not perform a hard credit check, which means your credit score won't be affected by applying.

Fees & Rates
Approval & Funding Time
Support Staff
Requirements & Ease of Approval
  • Up to $4,000 loans
  • Lower APR than payday loans
  • A+ rating with the BBB
  • Google customer rating of 4.8
  • Applying does not affect your credit
  • Requires higher credit than most payday lenders.
Add your review  |  Read reviews and comments
59% - 199%
Loan Amounts
$500 - $4,000
Time to Receive Funds
1 - 2 days
Max Loan Duration
36 months
Cash Advance Loans
Installment Loans
Personal Loans
Auto Loans
Mortgage Loans
Business Loans
Minimum Age
Minimum Monthly Income
Time at Current Job
Credit Score
Additional Requirements
Proof of income & recent pay stubs
Phone Number
(866) 465-2279
State of Alabama State Banking Department P.O. Box 4600 Montgomery, AL 36103-4600
Email Address

Joshua graduated from Arizona State University with a degree in Economics and has been a credit analyst ever since. He works alongside our team by providing his expert outlook on various online lenders and credit providers.

We will be happy to hear your thoughts

Leave a reply

Your total score

twenty − 5 =

Find Online Loans