OppLoans is one of the best lenders when it comes to short term loans on the internet. Rather than being labelled a payday loan lender, they provide you with personal loans and installment loans that have lower APR rates. As a direct lender, you won't have to deal with third-parties and the approval process is nearly instant. Get up to $4,000 by direct deposit in your checking account in 1 to 2 days. Furthermore, OppLoans does not perform a hard credit check, which means your credit score won't be affected by applying.
- Up to $4,000 loans
- Lower APR than payday loans
- A+ rating with the BBB
- Google customer rating of 4.8
- Applying does not affect your credit
- Requires higher credit than most payday lenders.