National Funding provides small business owners and self-employed individuals with business funding up to $500,000. They are capable of funding business owners with poor credit score and have roughly a 60% approval rate. National Funding reviews online are often negative due to their poor website layout, but the website has since been redesigned, making those negative reviews outdated. National Funding is certainly a worthy business loan provider that reports to Equifax and wires the funds to your checking account within 1 to 3 days after being approved.