LendUp Review

6.3 Total Score
2 reviews
LendUp Reviews

LendUp loans are small payday loans online that can be used to rebuild credit or even get out of a tight financial situation. Loans like LendUp are useful when you need a small amount of money and it can be repaid in full within a matter of days or weeks. LendUp personal loans start at a maximum of $250 for new clients, but returning customers with good monthly payment habits can enjoy personal loans up to $1,000. The LendUp ladder is a great tool for people who wish to build a better credit score with simplicity in a short amount of time. However, LendUp loans are best used for building credit history and lifting your FICO score rather than actually borrowing money. For those of you who need fast funds over $250, browse our other LendUp alternatives.

8.3Expert Score
Fees & Rates
Approval & Funding Time
Support Staff
Requirements & Ease of Approval
4.3User's score
Fees & Rates
Approval & Funding Time
Support Staff
Requirements & Ease of Approval
  • Unique lender with excellent credit building tools
  • Returning customers enjoy better loan options
  • LendUp credit card available
  • Instant decision & poor credit is welcome
  • Free online courses for financial education
  • First loans start at $250 for 30 days
  • Great for credit repair, but not ideal for actually borrowing money
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214 - 805%
Loan Amounts
$100 - $1,000 (max. $250 for newcomers)
Time to Receive Funds
1 - 2 days
Max Loan Duration
30 days
Cash Advance Loans
Installment Loans
Personal Loans
Auto Loans
Mortgage Loans
Business Loans
Minimum Age
Minimum Monthly Income
Time at Current Job
Credit Score
Additional Requirements
Proof of income
Phone Number
1 855 253 6387
LendUp 237 Kearny St #372 San Francisco, CA 94108
Email Address

Joshua graduated from Arizona State University with a degree in Economics and has been a credit analyst ever since. He works alongside our team by providing his expert outlook on various online lenders and credit providers.

1 Comment
  1. 2.25
    Fees & Rates
    Approval & Funding Time
    Support Staff
    Requirements & Ease of Approval

    Be careful with Lendup.. they aren’t meant to be used as actual lenders, they simply provide a way for people with extremely poor credit to rebuild their fico score. The apr is extremely high so make sure you can repay in full in time or you’ll be spending way more than you ever would on the worst interest credit cards.

    + PROS: Good for fixing credit
    - CONS: High APR
    Helpful(1) Unhelpful(0)You have already voted this

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