ExtraLend Review

8.2 Total Score
ExtraLend Review

ExtraLend is an online lender that specializes in short term personal loans up to $3,000. They are capable of rapidly funding your bank account, allowing you to access the funds in as little as 1 business day. Whether you need to pay for auto repairs or pay off hospital bills, ExtraLend is capable of getting you the funding you need, good & bad credit scores alike.

Fees & Rates
Approval & Funding Time
Support Staff
Requirements & Ease of Approval
  • Very fast funding speeds
  • Personal loans for bad credit
  • High approval rate
  • Very simple application form
  • Support team is not the best
  • Personal loans cannot go over $3,000
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ExtraLend Loans Explained

ExtraLend is one of the few online lenders to provide personal loans for small amounts under $3,000. This makes low-interest loans accessible even to people with lower credit scores. In fact, ExtraLend is specialized in bad credit loans online. Whether you’ve missed a few payments and had to deal with debt collection agencies or even if you went as far as bankruptcy, ExtraLend is capable of connecting you with a lender in their network that will get you approved.

One thing to keep in mind when applying for loans at ExtraLend is that they are not a direct lender. Instead of providing loans directly to consumers, they work with hundreds of exclusive lenders in order to find you the best loans for your specific situation. This guarantees a much higher approval rate with better loan terms and lower fees.

Joshua graduated from Arizona State University with a degree in Economics and has been a credit analyst ever since. He works alongside our team by providing his expert outlook on various online lenders and credit providers.

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