Bad Credit Loans Like Wonga – Find Better Alternatives

Wonga loans are among the most popular bad credit funding options in the UK. However, not everyone enjoys their services and some alternatives can even provide larger loan amounts with better loan terms. We’ve performed numerous days of research in order to deliver a complete list of other payday loans like Wonga. Best of all, we listed Wonga alternatives for international users as well, so whether you’re from the UK, USA or even Canada, you will be able to find loans like Wonga that can get you approved.

What are Wonga Loans?

Wonga is an online lender that allows consumers in the United Kingdom to take our short-term loans. Their loans vary from £50 to £600 and the duration of these loans can last anywhere from 1 day to 6 months. One of the major downsides to choosing Wonga loans online is that their APR fees are incredibly high with an average of just about 1,300%. This means a 6 month loan of £450 will end up costing you a total of roughly £900 – almost double the amount you borrowed.

When Wonga Loans are Useful:

  • Late on bills
  • Stuck in a tight financial situation
  • Need quick cash
  • Other banks turn you down
  • Bad credit & you want to rebuild it

There are a few reasons why people choose to take out loans with Wonga. One of the main reasons consumers would opt for such high-interest loans is due to bad credit, causing other lenders to turn them down. Fortunately, our list of lenders similar to Wonga are able to get you approved and in most cases, their loan terms will be much better. This means you can borrow more money and pay much less.

3 Loans Like Wonga in the UK



⇒    Click Here to Visit QuidExpert

QuidExpert is one of the top alternatives to Wonga if you reside in the UK. They offer a much lower APR average at just about 1192%, which is roughly 200% lower than Wonga loans. Additionally, QuidExpert offers loans which reach much steeper amounts with loans ranging from £100 all the way up to £5,000. This is available whether you have good or bad credit, making it easier to get your hands on more funds even if you have a poor credit score or credit history.

QuidExpert Loan Facts:

  • APR ranges from 35.9% to 1,304%
  • Loans range from £100 to £5,000
  • Receive the funds in as little as 1 day
  • Pay back in as much as 36 months



⇒    Click Here to Visit EasyPound

Getting a quick cash quote from EasyPound is just about the easiest task you’ll ever have to complete. EasyPound allows you to quickly fill out their secure online form and you’ll get an approval along with the amount you are approved for in as little as 1 hour. The entire process is incredibly simple to complete and similar to QuidExpert, you will be able to borrow as much as £5,000 for a period that lasts much longer than the loans available at Wonga. As one of the best loans like Wonga for the UK, EasyPound offers a quality loan service for good and bad credit scores alike.

EasyPound Loan Facts:

  • Fast approvals & next-day funding
  • Loans up to £5,000
  • Average APR of 693%
  • Borrow funds for 30 days to 36 months



⇒    Click Here to Visit AbbeyLoans

Another one of the top loans like Wonga available in the United Kingdom is AbbeyLoans. While they don’t offer loans as large as the two previous loan companies, they do offer excellent APR fees along with a simple to complete procedure. Everything is completed online via their 100% paperless application form. Poor credit is not a problem when applying for funding via the AbbeyLoans website, as they have incredibly high approval rates. By working with a network of exclusive lending partners, AbbeyLoans is capable of provide superb loan terms that Wonga simply cannot compete with.

AbbeyLoans Loan Facts:

  • 100% paperless online application
  • Borrow up to £1,000
  • 1272% APR Representative
  • Borrow for up to 3 months

3 Loans Like Wonga in the USA



⇒    Click Here to Visit LendChoice

LendChoice is certainly one of the top USA Wonga alternatives in the industry. With the ability to borrow as much as $15,000, you will easily be able to get the funds that you need regardless of your credit history. LendChoice has an entire paperless online application form in a highly secure platform. While they are not a direct lender, they are similar to Wonga where they have their own exclusive partnerships with various lenders. Visit LendChoice for rapid funding and get your hands quick cash loans for bad credit today.

LendChoice Loan Facts:

  • Member of OLA (Online Lenders Alliance)
  • APR ranges from 200% to 1386%
  • Loan amounts between $100 to $15,000
  • Quick decisions & next-day funding

Slam Dunk Loans

Slam Dunk Loans

⇒    Click Here to Visit Slam Dunk Loans

Another one of the excellent loans like Wonga for USA residents is Slam Dunk Loans. You will easily be able to apply for fast cash loans ranging from $100 to $2,500. These short-term loans are easy to apply for and in most cases your decision is provided to you within minutes of applying. Once approved, the funds are sent directly to your checking account on file in 1 to 2 business days. Slam Dunk Loans uses 256-bit technology to provide a highly secure application process, riding you of the worries of providing your personal information online.

Slam Dunk Loans Facts:

  • Borrow up to $2,500
  • Get your approval in minutes
  • Average APR of 1,152%
  • Easy loan eligibility requirements



⇒    Click Here to Visit PrimeTimeAdvance

Last up on our list of loans like Wonga for the USA is PrimeTimeAdvance – one of the best short-term lenders of its category. Whether you need $500 or even if you need $4,000, PrimeTimeAdvance can make it easy for you to get your hands on the cash that you need. They offer loans up to $5,000 and they provide numerous months with flexible repayment terms to pay it back in full. Best of all, there are no early repayment penalties, so if you choose to pay off the loan sooner in order to avoid additional interest fees, you won’t have to pay any additional fees.

PrimeTimeAdvance Loan Terms: 

  • Loans range from $100 to $5,000
  • Receive the funds in as little as 24 hours
  • Money gets deposited directly in your bank account
  • Good payments increase your credit score

Loans Like Wonga in Canada



⇒    Click Here to Visit CashLoans

CashLoans is one of the premier payday loans providers likes Wonga in Canada. If you need quick cash loans in Canada, CashLoans is a great place to check out. They provide short-term loans that get funded in your back account directly within 1 to 3 days. Their entire paperless application form allows you to sign up for loans online and complete the entire process without having to fax any papers or print out any documents. CashLoans is one of the top rated Wonga alternatives for Canadian residents.

CashLoans Loan Facts:

  • Quick loans up to $1,500
  • Entire paperless application process
  • Receive funds in 1 to 3 days
  • Available for most Canadian provinces

Secure Payday Loans

Secure Payday Loans

⇒    Click Here to Visit Secure Payday Loans

If you want to get your hands on a bad credit loan in Canada quickly without any hassles, Secure Payday Loans is the place to be. They have full McAfee Security backing up their platform, ensuring that all of your personal information is securely processed through each and every step of the process. Electronically sign all the documents so you don’t have to print and fax any of the documents. Repaying the loans that you take out with Secure Payday Loans is easy and no penalties occur when repaying earlier.

Secure Payday Loans Facts:

  • Loans vary from $100 to $1,500
  • Secured by McAfee
  • Based out of Toronto, Ontario
  • Good repayments increases your credit score

Money Supplier

money supplier

⇒    Click Here to Visit MoneySupplier

Unlike the other loans like Wonga listed here, MoneySupplier does not provide payday loans, instead they provide personal loans. This means you will end up paying much less in APR fees as compared to payday loans. In fact, their APR fees max out at 32%, which is a massive difference when compared to companies similar to Wonga, which charge well over 1,000%. Loans last over several months, providing you with tons of time to repay the funds that you borrow.

MoneySupplier Loan Facts:

  • APR varies between 28% to 32%
  • Loans last 3 to 5 months
  • MoneySupplier offers personal loans, not payday loans
  • Available in all Canadian provinces

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