When it comes to finding direct lenders online, you’ll often come across loans like LendUp, CashNetUSA and other places similar to Speedy Cash. You may also cross paths with so-called tribal lenders, which operate under Indian Tribal regulations rather than United States laws. We want to focus this post around places like Speedy Cash so you know everything there is to know about this specific loan type and how they can be useful when you need emergency cash loans.
What is Speedy Cash – Is Speedy Cash Legit
Speedy Cash loans are available online in a variety of forms including:
- Payday Loans
- Installment Loans
- Title Loans
- Lines of Credit
You can also visit one of their numerous store locations located all across the United States along with 20 different locations in Canada as well. Speedy Cash has been in business since 1997, making them one of the few short-term lenders online to have been in business for over two decades. Speedy Cash loans are legit and trustworthy.
Many other financial services are also offered including the following:
- Money Transfers
- Check Cashing
- Cash for Gold
- Prepaid Debit Cards
- Money Orders
- Wire Transfers
Online Speedy Cash Loan Reviews
While working on this Speedy Cash review, we decided to look at other reviews found online. We focused on customer-based reviews in order to provide you with the opinions of actual clients. Below you will find a few reviews that we felt were important to share with you.
BBB: A- rating with 10 negative reviews.
TrustPilot: 2,834 reviews with a 5 star rating out of 5.
ConsumerAffairs: There are 1,345 Speedy Cash reviews on ConsumerAffairs and 329 ratings left within the past 12 months with an average rating of 4 out of 5 stars.
5 Other Loan Companies Like Speedy Cash
#1 – USANewLoanVisit USANewLoan
USANewLoan is one of the great places like Speedy Cash to offer you a variety of loan types according to your needs. Whether you need quick and small loans or even if you need mid-size loans for a longer duration, USANewLoan can make it possible. They have been in business over 5 years and have managed to build a quality reputation with no negative feedback found online.
Here are some of the main highlights of USANewLoan:
- Loans can get as high as $15,000
- Fast next-day funding
- Money loans wired directly to checking account
- Member of the Online Lenders Alliance
Cash advance loans are available from USANewLoan when seeking funds between $100 to $1,000 and installment loans are available for larger amounts. With installment loans, you will be able to repay the debt over the course of several months, allowing you to get lower APR fees and you will be able to make smaller payments for a longer period of time.
USANewLoan is among the top loans like Speedy Cash because they offer a variety of loan terms and types so you can find the best funding for your specific needs. They have quick funding and their support team is absolutely amazing.
1125 E Broadway, #545 Glendale, CA 91205
#2 – CashNetUSAVisit CashNetUSA
One of the vastly popular online lenders similar to Speedy Cash is CashNetUSA. They have a nationwide presence with commercials on television and millions of borrowers on a monthly basis. As one of the best direct lenders for short term loans, CashNetUSA excels at getting you approved for financing regardless of your credit history. While this doesn’t make them perfect, they are definitely among the first places you should check if you’re looking for short term bad credit loans.
Some of the things we love about CashNetUSA:
- Online application takes a few minutes
- Receive an instant approval decision
- Trusted by more than 3 million customers
- They use a USA-based customer service team
CashNetUSA loans are not as large as the ones available at USANewLoan, so this direct lender is better suited for individuals seeking loans between roughly $100 to $3,000. This will also vary from one state to another due to various state regulations. Visit the CashNetUSA website to explore your complete options according to your specific location.
175 West Jackson, Suite 1000, Chicago, IL 60604
#3 – Check Into CashVisit Check Into Cash
Another one of the top places like Speedy Cash is Check Into Cash. They too have store locations – in fact, they have over 1,000 Check Into Cash locations across the United States. They were founded in 1993, making them another direct lender that has over two decades of experience. As a highly trustworthy lender, they have mostly positive reviews online with a 4.8 out of 5 rating on ConsumerAffairs and an A+ rating with the BBB.
A few reasons we recommend Check Into Cash:
- Over 1,000 Check Into Cash branch locations
- Available in over 30 states
- Variety of options including Payday Advances, Title Loans, Check Cashing & more
- Loans are available up to $3,000
Check Into Cash provides consumers with lightning fast support. Their dedication to customer support is one of their strong suits and makes them one of our highly recommended options when seeking short term loans online. They also allow you to get nearly instant decisions when applying online along with the ability to receive the funds in 1 to 2 days after being approved. If you need quick cash loans or even emergency loans, Check Into Cash is one of the best options worth considering.
201 Keith Street, Suite 80, Cleveland, TN 37311
#4 – Honest LoansVisit Honest Loans
Honest Loans is one of the top rated lenders according to FindOnlineLoans for loans up to $2,500. They provide a simple to use platform that makes it easy for you to apply for loans online and receive a nearly instant decision. With their excellent support team, you can get assistance by phone whenever needed. Their wait times are incredibly fast, so you won’t have to waste hours on the phone waiting for support.
What we enjoy about Honest Loans:
- Application form takes less than 5 minutes to complete
- Loans range from $400 to $2,500
- Receive the funds in as little as one business day
- 100% paperless process from start to finish
Honest Loans is very similar to Speedy Cash loans in terms of loan amounts and loan term duration. Additionally, Honest Loans has a superb reputation online with no negative reviews to our knowledge. Whether you need emergency cash to make it to your next pay day or even if you need to borrow a couple thousand dollars for a household project, Honest Loans is the way to go.
#5 – Blue Trust LoansVisit Blue Trust Loans
Blue Trust Loans is the final lender we want to mention in this article of Speedy Cash alternatives. They have a great online reputation and have been in business for several years, making them a trustworthy option for installment loans. Blue Trust Loans have a typical duration of 6 months and your payback schedule is usually set for your pay day. This means if you get paid bi-weekly, you would make 12 equal payments over a 6-month period.
Why you should consider Blue Trust Loans:
- Their loan terms have an average duration of 6 months
- Borrow up to $2,000
- Make payments via credit card or electronic debit authorization
- No penalties for paying the loan early
Blue Trust Loans has a simple paperless online application and they can provide you with an answer within minutes of applying. Their loans are simple to understand with no hidden fees and no penalties for repaying the loan in full before the end of the term. If you’re looking for quick cash and want a trustworthy lender with simple loan terms, you’re going to truly enjoy the lending process provided by Blue Trust Loans.
9790 N County Road K, Suite 3, Hayward, WI 54843