3 Online Installment Loans Like Spotloan Compared

Online installment loans are among the most searched types of funding available. These short-term loans allow you to take out a few hundred dollars in funding and it can get repaid over the course of several months. These micro loans are suitable for multiple reasons including the following:

  • Hospital Bills
  • Car Emergencies
  • Rent
  • Utility Expenses
  • New Furniture
  • Cell Phone Replacement
  • Literally any type of situation requiring quick cash loans

While online installment loans may seem like a simple fix, it’s important to always remain cautious of the downfalls. When unpaid, these loans like Spotloan build up interest rates at an incredibly fast pace. This makes it incredibly important for you to know exactly when you can repay the loan. Always make sure you can afford to make the payments on time in order to avoid repaying hefty interest rates. These direct lenders like Spotloan also report to the official credit bureaus, making it a great thing for rebuilding credit, but a terrible thing if you miss your payments (your credit score will be affected).

Spotloan Review – Great Lender for Tiny Loans

Spotloan is a direct lender and one of the most respected providers of installment loans online. They have been in business since since 2012, giving them over 5 years of lending experience. They are owned by BlueChip Financial, which is an entity organized and governed by the Turtle Mountain Band of Chippewa Indians of North Dakota, one of the leading federally recognized Indian tribes in the USA.

Since opening their doors, Spotloan has:

  • Funded over $500,000 in installment loans
  • Provided funds to 250,000+ customers
  • Maintained a rating of 9 out of 10 at TrustPilot (3,500+ reviews)
  • Gathered a B- rating with the BBB

One of the definite positive aspects of choosing Spotloan as your loan provider is the ability to pick your own terms (to a certain degree). You will be able to pick your monthly repayment date of choice, you can choose how many months you want the loan to last (3 to 10 months) and you get to pick the dollar amount that you need to borrow ($300 to $800).

They make it seem simple and it really is. Within 10 minutes of applying, you’ll get an answer of approval. Once approved, funds are wired to your bank account within 24 hours.

While Spotloan seems like one of the best options for short term loans online, there are many other quality direct lenders like Spotloan that are also worth discovering. We’ve curated a list of what we believe are the 3 best alternative options. Explore these other companies and see why they are one step ahead of Spotloan and capable of providing you with a better overall experience.

3 More Loans Like Spotloan – Best Alternative Lenders


loans like opploans


⇒     Click Here to Visit Opploans

At the top of our list of lenders similar to Spotloan is Opploans. What makes them any better than Spotloan and why do they deserve the top #1 spot in our list? Lets take a deeper look and you will quickly see for yourself. We’re going to start by sharing a few stated facts about Opploans:

  • Applying does NOT affect your credit score
  • A+ rating with the BBB
  • 4.8 star Customer Rating on Google (out of 5)
  • Loans can reach as much as $5,000

Opploans stands out from the crowd with their exceptionally superb feedback from customers. They have been able to maintain a nearly perfect feedback score on all major review sites including TrustPilot, BBB, Google Customer Reviews and many other well-trusted sources.

Another major factor that sets them apart from Spotloan is their loan amounts. You can borrow as much as $5,000, making them a much more reasonable option. Of course, you can borrow tiny amounts of money too, but if your needs are a little greater, loans like Spotloan fall short of covering all your expenses, whereas Opploans delivers all the funds you need.

Opploans Loan Facts:

  • Average APR of 24–199%
  • Loan amounts vary between $500 to $5,000
  • Must have income of $1,200+ per month to qualify
  • Next-day funding wired to your checking account
  • Loan terms vary from 6 to 36 months

Check Into Cash

loans like Check Into Cash

⇒     Click Here to Visit Check Into Cash

Check Into Cash is one of the oldest direct lenders available on the internet. Not only can you apply for their loans online, but you can also visit one of their 900 store locations in order to apply in person or get direct assistance. They have a remarkable reputation and offer a wide array of loan types including installment loans, title loans, lines of credit, check cashing and more. If you’re looking for a highly versatile lender for loans like Spotloan, Check Into Cash is one of our top recommendations.

Important Details about Check Into Cash:

  • Have been in business since 1993
  • They have physical locations so you can apply in person
  • Check Into Cash headquarters is located in Cleveland, Tennessee
  • They have a Check Into Cash app for handling your loans on the go

With nearly perfect reviews all throughout the internet and with over 25 years of experience in the financial industry, it’s easy to see why you should place your trust into Check Into Cash. Along with having a longer and better track record than Spotloan, Check Into Cash also has better loan options.

Check Into Cash Loan Facts:

  • Loan amounts vary from $50 to $3,000
  • Get the money wired to your account in 1 to 2 days
  • Average APR of 261-782%
  • Most loan terms vary from 7 to 30 days
  • Get approved with an annual income as low as $12,000

Check Into Cash has the experience, the reputation and the features to make you want to choose them as your direct lender of choice. It’s easy to see why millions of people all across the United States have chosen Check Into Cash over other lenders like LendUp, CashNetUSA and even Spotloan. While we feel that Opploans remains a superior option, Check Into Cash definitely offers a quality service with a large variety of loan options.

Click N GO Loans

click n go loans review

⇒     Click Here to Visit Click N GO Loans

The last website related to Spotloan that we want to share with you is Click N GO Loans. A rather new lender in the industry, they have already proven themselves to be quite a solid loans provider. This option is for all of you seeking an indirect lender who is capable of comparing hundreds of private lenders in order to get you better loan terms.

Quick Facts About Click N GO Loans:

  • Not a direct lender
  • Compares 100+ lenders to get you the best terms
  • Almost instant approvals
  • Very basic eligibility requirements

One of the strongest aspects about Click N GO Loans is their easy eligibility requirements which allows you to get approved with a credit score as low as 300 and a minimum income of $1,000 per month. In fact, you only need to have worked at the same job for a minimum of 1 month in order to qualify for one of their loans.

Click N GO Loans is very different from Spotloan when you consider their loan amounts and terms. They can provide you with personal loans that range from $100 all the way up to $15,000. If you need larger loan amounts than Spotloan is willing to provide you with, Click N GO Loans is the ideal option worth considering right after Opploans.

Loan Facts for Click N GO Loans:

  • APR varies between 5% to 1350%
  • Funds are wired to your checking account in 1 to 2 days
  • Loan amounts range from $100 to $15,000
  • Cash advances, installment loans & personal loans available
  • Loan duration ranges from 30 days to 5 years depending on the loan type

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