ZocaLoans Review

8 Total Score
ZocaLoans Review

ZocaLoans is one of the newer lenders online when it comes to short-term loans. If you're looking for payday loan alternatives or even if you need quick cash and feel like $1,000 is more than enough, ZocaLoans can help you out. They can allow you to borrow between $300 to $1,000 and you will be able to receive the funds wired to your checking account in as little as one day. As one of the leading loan companies for small cash advance loans, ZocaLoans can be trusted and they provide you with a simple, yet efficient service at all times. Explore their platform to get an instant decision today.

Fees & Rates
8.3
Approval & Funding Time
9.3
Support Staff
7.8
Requirements & Ease of Approval
8.8
PROS
  • Instant loan approvals
  • Excellent support team
  • Get approved with bad credit
  • Next-day funding
CONS
  • Max loan amount of $1,000
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APR
Approx 795% APR
Loan Amounts
$300 - $1,000
Time to Receive Funds
1 day
Max Loan Duration
Varies (approximately 12 payments)
Cash Advance Loans
Installment Loans
Personal Loans
Auto Loans
Mortgage Loans
Business Loans
Minimum Age
18
Minimum Monthly Income
$800+
Time at Current Job
60+ days
Credit Score
400+
Additional Requirements

You will need:

  • Your Driver's License Number
  • Your Checking Account (ABA) Number
  • Your Routing Number
  • Your Debit Card Number
Phone Number
1-888-980-1532
Address
Rosebud Lending LZO PO Box 1147 27565 Research Park Dr. Mission, SD 57555
Email Address
support@zocaloans.com
Website
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