Top Personal Loans

Lender NameRates & FeesEligibilityEditor's ReviewApply Now
HonestLoans Review

HonestLoans

User Rating: 4.75 (4 votes)
APR: 200% to 2,290%
Loan Amounts: $200 to $2,500
Funded In: 1+ Business Days
Credit: 350+
Monthly Income: $800 per Month
Time at Job: N/A

HonestLoans Review
Editor choice
2 LendYou Review

LendYou

User Rating: 4.71 (7 votes)
APR: 4.99% to 450%
Loan Amounts: $100 - $15,000
Funded In: 1 - 2 days
Credit: 300+
Monthly Income: $1,000
Time at Job: 30 days

LendYou Review
3 OppLoans Review

OppLoans

User Rating: 4.5 (2 votes)
APR: 59% - 199%
Loan Amounts: $500 - $4,000
Funded In: 1 - 2 days
Credit: 500+
Monthly Income: $1,000+
Time at Job: N/A

OppLoans Review
4 USANewLoan Review

USANewLoan

User Rating: 5 (4 votes)
APR: Average of 793%
Loan Amounts: $100 - $35,000
Funded In: 1 to 2 days
Credit: 360+
Monthly Income: $800+
Time at Job: 60+ days

USANewLoan Review
5 LendKey Review

LendKey

User Rating: 3.8 (5 votes)
APR: 2.23% - 7.26%
Loan Amounts: $7,500 to $175,000
Funded In: N/A
Credit: 680+
Monthly Income: $24,000/Year Income
Time at Job: N/A

LendKey Review
6 Check Into Cash Review

Check Into Cash

User Rating: 4 (2 votes)
APR: 261% - 782%
Loan Amounts: $100 - $1,000
Funded In: 1 - 2 days
Credit: 300+
Monthly Income: $1,000
Time at Job: 30 - 60 days

Check Into Cash Review
7 Better Loans Mutual Reviews

Better Loans Mutual

User Rating: 5 (2 votes)
APR: Average of 390 to 780%
Loan Amounts: $100 to $5,000
Funded In: 1 Day
Credit: 400+
Monthly Income: $1,000
Time at Job: 90+ Days

Better Loans Mutual Reviews
8 RubikLoan Review

RubikLoan

User Rating: 4.67 (3 votes)
APR: N/A
Loan Amounts: $100 - $5,000
Funded In: 1 business day
Credit: 350+
Monthly Income: $1,000
Time at Job: 90 days

RubikLoan Review
9 WhiteRockLoans Review

WhiteRockLoans

User Rating: 5 (1 votes)
APR: 328.11% to 448.76
Loan Amounts: $100 - $5,000
Funded In: 1 - 2 days
Credit: 350+
Monthly Income: $1,000+
Time at Job: 90+ days

WhiteRockLoans Review
10 YourPayday Review

YourPayday

User Rating: 5 (1 votes)
APR: 6.63% to 1386%
Loan Amounts: $100 to $35,000
Funded In: 1 day
Credit: 400+
Monthly Income: $1,000 per month
Time at Job: 30+ days

YourPayday Review
11 ExtraLend Review

ExtraLend

User Rating: 4 (3 votes)
APR: 3.4% - 1,386%,
Loan Amounts: $200 - $3,000
Funded In: 24 - 72 hours
Credit: 320+
Monthly Income: Varies
Time at Job: 90+ days

ExtraLend Review
12 UpStart Review

UpStart

User Rating: 5 (1 votes)
APR: 7.37 - 29.99%
Loan Amounts: $1,000 - $50,000
Funded In: 1 - 3 days
Credit: 620+
Monthly Income: $1,000+
Time at Job: 3+ months

UpStart Review
13 Rainy Day Lending Review

Rainy Day Lending

User Rating: 5 (1 votes)
APR: 200% to 2,290%
Loan Amounts: $200 - $2,500
Funded In: 1 - 2 days
Credit: 300+
Monthly Income: $800
Time at Job: N/A

Rainy Day Lending Review
14 Upgrade Review

Upgrade

User Rating: 4 (1 votes)
APR: 5.66% - 35.97%
Loan Amounts: $1,000 - $50,000
Funded In: 1 - 3 days
Credit: 620+
Monthly Income: $1,000+
Time at Job: 60+ days

Upgrade Review
15 LendingPoint Review

LendingPoint

User Rating: 4 (3 votes)
APR: 15.49% - 34.99%
Loan Amounts: $3,500 - $20,000
Funded In: 1 business day
Credit: 600+
Monthly Income: N/A
Time at Job: N/A

LendingPoint Review
16 iCashLoans Review

iCashLoans

User Rating: 5 (1 votes)
APR: Variable
Loan Amounts: $100 - $5,000
Funded In: 1 - 2 Days
Credit: 360+
Monthly Income: $1,000
Time at Job: 30+ Days

iCashLoans Review
17 Click N GO Loans Review

Click N GO Loans

User Rating: 5 (1 votes)
APR: 4.99% to 1386%
Loan Amounts: $100 - $15,000
Funded In: 1 - 2 days
Credit: 300+
Monthly Income: $1,000+
Time at Job: 30+ days

Click N GO Loans Review
18 Jora Credit Review

Jora Credit

User Rating: 5 (1 votes)
APR: 170% - 349%
Loan Amounts: $500 - $2,600
Funded In: 1 - 2 Days
Credit: N/A
Monthly Income: Must have proven source of income (no min. amount)
Time at Job: N/A

Jora Credit Review
19 CashNetUSA Review

CashNetUSA

User Rating: 5 (1 votes)
APR: 187.33% to 912.5%
Loan Amounts: $1,500
Funded In: 24 - 48 hours
Credit: 300+
Monthly Income: $1,000
Time at Job: 3 months

CashNetUSA Review
20 UKPaydayLoan Reviews

UKPaydayLoan

User Rating: 4.5 (2 votes)
APR: 35.9% to 1304% APR
Loan Amounts: £100 - £5,000
Funded In: 1 - 2 days
Credit: 300+
Monthly Income: N/A
Time at Job: N/A

UKPaydayLoan Reviews
21 Now Finance Review

Now Finance

User Rating: 5 (1 votes)
APR: 7.95% - 16.95%
Loan Amounts: $5,000 - $40,000
Funded In: 1 - 2 days
Credit: N/A
Monthly Income: N/A
Time at Job: 6+ months (12+ months for self-employed)

Now Finance Review
22 Payoff Review

Payoff

User Rating: 3 (1 votes)
APR: 8 - 25%
Loan Amounts: $5,000 - $35,000
Funded In: 1 - 7 days
Credit: 640+
Monthly Income: Min. $25,000 annual income
Time at Job: N/A

Payoff Review
23 AboveLoans Review

AboveLoans

User Rating: 4 (4 votes)
APR: 6 - 36%
Loan Amounts: $1,000 - $35,000
Funded In: 1 - 2 days
Credit: 580+
Monthly Income: $3,000
Time at Job: 3+ months

AboveLoans Review
24 The Loan Exchange Reviews

The Loan Exchange

User Rating: 5 (1 votes)
APR: As low as 16.64%
Loan Amounts:
  • $7,500 - $100,000 (for personal loans)
  • Up to $250,000 for business loans
Funded In: 2 - 7 days
Credit: 600+
Monthly Income: Variable
Time at Job: Variable by Loan Type

The Loan Exchange Reviews
25 Ready Loan USA Review

Ready Loan USA

User Rating: 4 (1 votes)
APR: Variable
Loan Amounts: Up to $15,000
Funded In: 2 - 4 Days
Credit: 550+
Monthly Income: $1,000+
Time at Job: 60 days

Ready Loan USA Review
26 BlueTrustLoans Review

BlueTrustLoans

User Rating: 5 (2 votes)
APR: 471% - 842%
Loan Amounts: $100 - $2,000
Funded In: 1 - 2 days
Credit: 310+
Monthly Income: Varies ~ $1000
Time at Job: N/A

BlueTrustLoans Review
27 Lendgreen Review

Lendgreen

User Rating: 2 (1 votes)
APR: Average of 795%
Loan Amounts: $100 - $1,500
Funded In: 24 hours or less
Credit: 400+
Monthly Income: $1,000
Time at Job: N/A

Lendgreen Review
28 ZocaLoans Review

ZocaLoans

User Rating: 4 (1 votes)
APR: Approx 795% APR
Loan Amounts: $300 - $1,000
Funded In: 1 day
Credit: 400+
Monthly Income: $800+
Time at Job: 60+ days

ZocaLoans Review

Our list allows you to find the top rated personal loans on the internet. With our compilation of the best personal loan companies, you should quickly be able to compare loans online and find the ideal solution for your specific needs.

What's The Best Personal Loan Company?

Knowing which personal loan company is the best isn't an easy task. In fact, it can get quite overwhelming rather quickly. The truth is, there are many legit loan companies online, even newer ones. Trusting them is a whole other issue.

Since trust is the main issue with choosing a loan company online, most people opt for the most popular options such as loans like LendUp or CashNetUSA. While this is a good way to ensure that you get exactly what you're looking for, it's not always the best way to get the lowest rates or the best loan terms.

The most popular lender isn't always the best.

We've tested hundreds of online lenders and each testing process requires us to go through harsh procedures in order to make sure that a lender is honest, legitimate and trustworthy. We guarantee that every lender listed above is worthy and can be trusted unless otherwise specified.

The easiest way to find the best personal loan company for your specific situation is by using our table comparison chart above to quickly compare interest rates, loan terms, loan amounts and eligibility requirements. You can also find out more information for each lender by reading our full loan reviews. Furthermore, we recommend browsing the comments left by other users in our full reviews to see what actual consumers have to say about each lender. You can also use the comment sections to ask questions or contact us directly for expert financial advice.

The Best Personal Loans Vary by Situation

The best loan option for you may not be the best personal loan company for another. Each situation is different, so we aren't going to recommend just one loans provider. However, we have many different options available in the list above, so take a look and find one that suits your specific needs to perfection.

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