Payoff Review

7.7 Total Score
Payoff Review

Payoff is one of the unique loan options available that lets you borrow money for debt relief purposes. Whether you've accumulated tons of credit card debt and want to combine it into one monthly payment or even if you're searching for a way to pay off your bills that are late and building up interest, Payoff is one of the best debt relief lending options available online. This debt consolidation option is available for loans up to $35,000 and loan terms can last as long as 5 year.

Fees & Rates
7.6
Approval & Funding Time
7.8
Support Staff
8.3
Requirements & Ease of Approval
7.2
PROS
  • Low APR fees
  • Loans up to $35,000
  • Increase FICO score by 40+ points
  • One simple monthly payment
CONS
  • Minimum annual income of $25,000
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APR
8 - 25%
Loan Amounts
$5,000 - $35,000
Time to Receive Funds
1 - 7 days
Max Loan Duration
2 - 5 years
Cash Advance Loans
Installment Loans
Personal Loans
Auto Loans
Mortgage Loans
Business Loans
Minimum Age
18
Minimum Monthly Income
Min. $25,000 annual income
Time at Current Job
N/A
Credit Score
640+
Additional Requirements
Phone Number
1-800-878-0901
Address
3200 Park Center Drive, Ste. 800 Costa Mesa, CA 92626
Email Address
success@payoff.com
Website

Joshua graduated from Arizona State University with a degree in Economics and has been a credit analyst ever since. He works alongside our team by providing his expert outlook on various online lenders and credit providers.

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