HonestLoans Review

8.9 Total Score
5 reviews
HonestLoans Review

HonestLoans is one of the legitimate online payday loans which provide installment and personal loans online. With the ability to borrow money online up to $2,500, HonestLoans is an online lender for short-term needs. If you need to pay off some late bills, fix your car in a hurry or even get a head start on your holiday gifts, HonestLoans makes it happen. They have a very solid and effective support team that provides you with all the information you need whenever you need it. Explore their website or browse our full list of legitimate online payday loans for more HonestLoans alternatives.

8.2Editor's score
Fees & Rates
8.8
Approval & Funding Time
8.3
Support Staff
7.9
Requirements & Ease of Approval
7.6
9.5User's score
Fees & Rates
9.2
Approval & Funding Time
9.8
Support Staff
9.6
Requirements & Ease of Approval
9.4
PROS
  • Personal loans up to $2,500
  • Quick receipt of the funds
  • 24/7 support team of experts
  • All paperwork handled digitally
CONS
  • Must have some sort of income
  • Must be a USA citizen
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Our financial experts tested the funding services thoroughly in order to deliver an unbiased HonestLoans review. They turned out to be a solid loans provider with quality support members as well as superior rates and loan terms than most of their competitors. Keep reading for more information about HonestLoans and their services.

HonestLoans Rates & Fees

One of the most important things to consider before taking out a loan online is the APR and the fees you will end up paying. Far too many online lenders have ridiculously steep rates with numerous hidden fees. Fortunately, HonestLoans is not one of those lenders. They provide a clear and honest approach to borrowing money online. Before committing to a loan via HonestLoans, you will be presented with the full loan terms in easy to understand statements, allowing you to make an educated decision with ease.

One thing to keep in mind is that HonestLoans does not provide any direct loans – they are an indirect lender, which helps you connect with a variety of lenders found within their network of partners. The APR will vary depending on a variety of factors including the lender you are matched with, your credit score, your credit history and other basic factors such as your recurring income amount. Most APR fees start at around 200%, but they climb if your credit is less than ideal.

Availability of Funds

Getting a loan from HonestLoans is a true joy since the entire process is a breeze. Availability of the funds on such a quick turnaround is one of the aspects that makes HonestLoans enjoyable to use. In most cases, you will receive the cash advance deposited directly into your bank’s checking account in as little as 1 business day. This can vary from 1 to 3 days, but most of the time, the funds are sent in under 24 hours.

Some key points to keep in mind is whether or not you’re applying during holidays, weekends, if your bank account is in good standing and if you are with a well-known bank.

Loan Eligibility Terms

We performed a variety of test applications while conducting this HonestLoans review in order to see just how easy it was to get approved for a loan via their website. It turns out that HonestLoans is very simple to use and they have an incredibly high approval rate. Whether you’ve dealt with consumer proposals, poor credit history, missed payments or even bankruptcy, they make it simple for you to get your hands on quick funds. Their eligibility terms are rather loose and this makes it easy for just about anyone to get approved for online funding via their network.

Conclusion

Overall, HonestLoans is a great online lender that has superb features, a simple application process and very high approval rates. Their fees are well explained before moving forward with the loan and you won’t have to deal with any hidden fees or unexplained costs. When paying back in time, your credit score will actually increase, allowing you to take out larger loans the next time around. If you’re looking for quick and simple funding online, HonestLoans is one of the few high quality loan providers that you should consider seriously.

Visit HonestLoans
APR
200% to 2,290%
Loan Amounts
$200 to $2,500
Time to Receive Funds
1+ Business Days
Max Loan Duration
N/A
Cash Advance Loans
Installment Loans
Personal Loans
Auto Loans
Mortgage Loans
Business Loans
Minimum Age
18
Minimum Monthly Income
$800 per Month
Time at Current Job
N/A
Credit Score
350+
Additional Requirements
Note that other requirements may apply depending on the fast cash lender. Even customers who have filed bankruptcy, have bounced checks or have other credit issues can be approved for quick cash loans.
Phone Number
866-956-2474
Address
N/A
Email Address
support@onlineloannetwork.com
Website
3 Comments
Show all Most Helpful Highest Rating Lowest Rating Add your review
  1. 4.75
    Fees & Rates
    90
    Approval & Funding Time
    100
    Support Staff
    100
    Requirements & Ease of Approval
    90

    I just finished paying off a loan with HonestLoans and I couldn’t believe how amazing the process was. Support team responded to 5 of my inquiries and each time response was provided in just a few hours. It never took more than a day to get an answer, which is more than impressive for a personal loans provider online. Would highly recommend HonestLoans.

    + PROS: Fast funding Ease of approval Received great support
    - CONS: None found
    Helpful(7) Unhelpful(0)You have already voted this
  2. 5
    Fees & Rates
    100
    Approval & Funding Time
    100
    Support Staff
    100
    Requirements & Ease of Approval
    100

    Best lender online!

    + PROS: Fast Easy Great support
    - CONS: none
    Helpful(1) Unhelpful(0)You have already voted this
  3. 4.5
    Fees & Rates
    90
    Approval & Funding Time
    90
    Support Staff
    80
    Requirements & Ease of Approval
    100

    Loved using honestloans.. was able to fund my car and paid back in full on time without any hidden fees or issues.

    Helpful(1) Unhelpful(0)You have already voted this

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