ExtraLend Review

8.2 Total Score
ExtraLend Review

ExtraLend is an online lender that specializes in short term personal loans up to $3,000. They are capable of rapidly funding your bank account, allowing you to access the funds in as little as 1 business day. Whether you need to pay for auto repairs or pay off hospital bills, ExtraLend is capable of getting you the funding you need, good & bad credit scores alike.

Fees & Rates
7.9
Approval & Funding Time
8.9
Support Staff
6.8
Requirements & Ease of Approval
9.3
PROS
  • Very fast funding speeds
  • Personal loans for bad credit
  • High approval rate
  • Very simple application form
CONS
  • Support team is not the best
  • Personal loans cannot go over $3,000
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ExtraLend Loans Explained

ExtraLend is one of the few online lenders to provide personal loans for small amounts under $3,000. This makes low-interest loans accessible even to people with lower credit scores. In fact, ExtraLend is specialized in bad credit loans online. Whether you’ve missed a few payments and had to deal with debt collection agencies or even if you went as far as bankruptcy, ExtraLend is capable of connecting you with a lender in their network that will get you approved.

One thing to keep in mind when applying for loans at ExtraLend is that they are not a direct lender. Instead of providing loans directly to consumers, they work with hundreds of exclusive lenders in order to find you the best loans for your specific situation. This guarantees a much higher approval rate with better loan terms and lower fees.

APR
3.4% - 1,386%,
Loan Amounts
$200 - $3,000
Time to Receive Funds
24 - 72 hours
Max Loan Duration
24 months
Cash Advance Loans
Installment Loans
Personal Loans
Auto Loans
Mortgage Loans
Business Loans
Minimum Age
18
Minimum Monthly Income
Varies
Time at Current Job
90+ days
Credit Score
320+
Additional Requirements
You must legally live and work in the United States. You must have a bank account that is currently not overdrawn.
Phone Number
1 (855) 826-4788
Address
1041 4th Avenue, Suite 302, Oakland, CA 94606
Email Address
contact@extralend.com
Website

Joshua graduated from Arizona State University with a degree in Economics and has been a credit analyst ever since. He works alongside our team by providing his expert outlook on various online lenders and credit providers.

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